Digging out of GTCC debt

  • Published
  • By Senior Airman Jonathan Stefanko
  • 86th Airlift Wing Public Affairs
RAMSTEIN AIR BASE, Germany --  The convenience of a Government Travel Charge Card can ease the transition to a new duty station or assist during a temporary duty assignment in a different country, but if left unattended that convenience could hurt your wallet and career.

While the use of a GTCC is restricted for official government travel expenses, debt can be accumulated if neglected leading to a collection of non-reimbursable late fees and suspension or cancelation of the account, preventing further travel until resolved.

"Upon completion of a TDY or permanent change of station, the member has five days to file a voucher to start the process of paying off their GTCC," said Master Sgt. Kevin Hazen, 86th Comptroller Squadron section chief of financial services. "Unfortunately people are not doing this, causing their account to become delinquent."

By November 2014, the 86th CPTS accounted on average more than 20 delinquency cases a month. The debt accumulated by these members as a whole totaled more than $412,000 of debt for that year.

"To try and prevent this situation from occurring we notify the members after 30 days," Hazen said. "This is around the same time they should have received their reimbursement to pay off the card if they had not received it sooner.

"We will also require constant updates depending on the individual's squadron until the debt has been paid off," Hazen continued. "This way we will be able to assist if a problem arises. For example, if the Airman is away for a deployment or training they will be notified that their voucher needs to be taken care of, either by lump sum or in increments and the ways they can do so."

Though preventive measures are in place, it is the card holder's responsibility to be aware of how to properly use their GTCC and the regulations associated with it.

"Something we hear a lot is the GTCC should be the government's responsibility," Hazen said. "However, it is under the card holder's name, meaning those late fees will be theirs to pay off, and it is their credit score taking a hit. Their command will also be notified to ensure proper actions to alleviate the debt will be taken."

Taking initiative such as inquiring on the terms and agreements of the travel card is the first step in preventing the accumulation of avoidable debt. For questions on your GTCC, card holders should contact their unit's GTCC Agency Program Coordinator for assistance.